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A couple in their 50s live permanently on a cruise ship because it’s cheaper than a mortgage

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Imagine taking a break early, and spending the rest of your time on a cruise ship, visiting exotic destinations, meeting fascinating people, and eating delicious food. It sounds amazing but surely, it’s the dream of billionaires surely?

It’s not so According to Angelyn Burk 53, along with the husband she shares with Richard. They’re living the best life they can move from ship to vessel at a cost of around $44 per night per. The Burks have made cruise vessels their homes since 2021, and they don’t plan to return to their days as the landlubbers. Angelyn went on her first cruise back in the year 1993 and it altered her life’s goals forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn spoke to 7 News. A few years ago, Angelyn crunched the numbers and discovered that they could begin earlier than she had anticipated.

“We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” she explained. They researched the deals available through loyalty programs and considered the sale value of their home. They realized that their ideal was feasible.

The math is rough but it can be understood. If the couple pays the equivalent of $88 per night on the cruise ship this is $32,120 over the course of a year. At present the year, the average cost for an apartment in Seattle Washington — where the couple resided–is $958,027. This will include an interest rate of about $50,000 per year.

Furthermore the fact that on a cruise vessel couples don’t need to purchase food items.

The Burks has the ability to achieve their dreams because they’ve lived years being responsible. “We have been frugal all our lives to save and invest in order to achieve our goal,” she declares. “We are not into materialistic things but experiences.”

Angelyn claims that cruising can take the pressure off of traveling. “It is leisurely travel without the complications of booking hotels, restaurants, and transportation while staying within our budget,” she explained to 7 News. The couple travels light with only two suitcases, and, should they need anything, they simply purchase it at the port or at the next port.

One thing that the happy couple must be aware of during their endless trip is the COVID-19. Coronavirus can easily be transmitted in close proximity and cruise ships that recently stopped in Seattle were home to 100 people who were negative for this virus. The CDC suggests getting people vaccines prior to going on cruises and recommends that those with immunocompromised talk to their physician prior to embarking on a trip.

Since leaving their work and the mainland in the past the Burks have embarked on traveling for 50 days on The Adriatic Sea, taking in the attractions of Europe and an extended cruise of 51 days that runs from Seattle up to Sydney, Australia.

The Burks truly enjoy cruising across Italy, Canada, Iceland, and the Bahamas but their favorite destination is Singapore.

Are you ready to give it all up and embark on an all-year-round vacation similar to the Burks? Angelyn offers some tips for anyone who wants to start.

 

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